IHG Premier 2022 Business Card Review – Forbes Advisor

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The IHG Business Card earns points under the IHG Rewards program. IHG Rewards points can be used for stays at properties within the IHG portfolio of hotel brands.

Earn rewards

The card earns 10 points per dollar at IHG® Hotels and Resorts as an IHG® Rewards Club Premier Credit Cardholder, 5 points per dollar on travel, dining, select businesses and at gas stations, and 3 points per dollar on all other purchases.

The IHG Business Card also offers a welcome bonus: 140,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.

Redeem rewards

To redeem your IHG Points for a Reward Stay, simply search for Hotel Rewards on the IHG website and select “Points” from the “Show Price In” drop-down menu.

IHG also offers a cash and points option for people who don’t have or don’t want to use the required number of points for a standard reward stay. Cash and IHG Points redemptions generally offer slightly less value than all Points redemptions.

IHG prices its rewards dynamically, which means that the number of points you’ll pay approximates the cash price of the hotel. The value you get for your points can usually be 0.5 to 0.6 cents per point, but you can find outliers giving a penny per point or more from time to time.

In addition to using points for hotel nights, IHG Rewards can be used for online purchases, gift cards, or digital rewards, but these rewards redemption options won’t offer as much value. than rewards redeemed for stays at IHG properties.

Finally, points can be transferred to another member at a cost of $5 per 1,000 points. Since IHG Points are often listed for sale for the same amount, this is a misuse of Points.

Rewards potential

Every small business is different, and the value of the IHG Business Card to your small business will depend heavily on how much you spend on stays at hotels in the IHG family of brands.

In order to calculate how much you could earn, we’ll assume your small business has $50,000 in annual expenses that can be charged to credit cards, including $5,000 for hotel stays at IHG-branded properties, $5,000 for meals and $2,000 for office supplies, advertising and other expenses in bonus categories.

During your stays at IHG properties, your company would earn 10 points per dollar, for a total of 50,000 points. Your combined $7,000 in purchases in the 5 points per card dollar categories would earn 35,000 points. Finally, the rest of your spending would earn 3 points per dollar, earning you 114,000 points.

Each year, given the spending habits above, you could earn 199,000 points.

Finally, remember that the card offers a welcome bonus that makes your first year of holding the IHG Business card even more valuable: 140,000 bonus points after spending $3,000 on purchases in the first 3 months of opening the card. account

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